Middleton & Tinsley Law Firm, PLLC
At Middleton & Tinsley Law Firm, we have helped countless people get out from under the burden of credit card debt. We understand the crippling effect that massive credit card debt can have on your life. It is our job to help you counter that effect and get a fresh financial start.
Call us at 662-205-4749 for a free initial consultation to discuss your situation with an experienced Mississippi credit card debt lawyer, or contact our office online.
Solving Credit Card Debt Problems
There is a lot of misinformation being spread about the new bankruptcy laws. If your credit card company tells you that credit card bills can no longer be discharged, then call us. This is simply not true. Most people with significant credit card debt can still obtain relief by filing bankruptcy.
If you qualify for a Chapter 7 bankruptcy, you may discharge credit card debt. In most cases, your credit card bills will be completely wiped out and you will not have to pay one cent to the credit card companies.
With Chapter 13 bankruptcy cases, your credit card debt is treated as unsecured debt, which means that you will have to pay a percentage of it. This percentage will be determined by how much you can afford to pay, and will usually be a small amount. Often clients pay noting to unsecured debt. Chapter 13 bankruptcy is a debt repayment plan that consolidates your unsecured debts, reduces the interest rates to 0% and gives you a manageable monthly payment amount.
To arrange a free consultation to discuss your financial situation with an experienced Mississippi bankruptcy lawyer, please call 662-205-4749 or contact us online.
We are a debt relief agency.
We help people file for bankruptcy relief under the Bankruptcy Code.
Often people turn to credit cards to make ends meet when they are suffering from 1) medical problems, 2) life changes (divorce, death, etc. . . .), and/or 3) loss of a job. Although credit cards are a great for establishing credit, it is difficult to pay off their balances. They frequently charge high interest rates and their late fees are steep. Fortunately, an experienced attorney can help you get things back under control.